Terms of Use | CatalystPay

Terms of Use

[Latest update: Mar 15, 2023]



The website www.catalystpay.com (hereinafter referred to as “our website”) is owned and operated by Catalystpay Limited (hereinafter referred to as “we” or “us”). We are registered in United Kingdom under company number NI664786 and have our registered office at Office 525, Scottish Provident Building, Donegall Square West, Belfast, Northern Ireland, BT1 6JH. 

These terms set out the rules for using our website. Please read them carefully before you start using our website and services.

By using our website, you confirm that you accept these terms of use and that you agree to comply with them at all times of interaction. If you do not agree to these terms, you must not use our website.


Additional Terms

These terms of use refer to the following additional terms, which also apply to your use of our website: 

  • Privacy Policy, which sets out the terms on which we process any personal data we collect from you, or that you provide to us. By using our website, you consent to such processing and you warrant that all data provided by you is accurate.
  • Cookie Policy, which sets out information about the use of cookies on our website.


Changes to these Terms 

We reserve the right to amend these terms of use from time to time as needed. Please make sure that you check these terms of use every time you access our website to ensure you understand the terms that apply at that time.


Changes to the Website

We reserve the right to update or change our website from time to time to reflect changes to our products, our users' and our business needs. We will do our best to give you reasonable notice of any major changes. We also reserve the right to suspend or withdraw our website in certain cases.

We do not guarantee that our website, or any content on it, will be available at all times or be uninterrupted. We may suspend or withdraw or restrict the availability of all or any part of our website for business and operational reasons. We will do our best to give you reasonable notice of any suspension or withdrawal.



It is User’s responsibility to safeguard his/her user name, password or any other information from theft or damage, you must treat such information stricktly as confidential and take all necessary measures to not disclose it to any third party and prevent unauthorized access to our website.

We reserve the right to disable any user name or password, whether chosen by you or allocated by us, at any time, if in our reasonable opinion you have failed to comply with any of the provisions of these terms of use.

If you know or suspect that anyone other than you knows or uses your user name or password, you must duly notify us by using the contact form on our website or contacting our customer support team via email or phone.



The website and all intellectual  property rights contained therein, including but not limited to any content, are owned or licensed by us. Intellectual property rights mean rights such as: copyright, trademarks, domain names, design rights, database rights, patents and all other intellectual property rights of any kind whether or not registered or not (anywhere in the world). Our intellectual property includes all logos, page headers, custom graphics, button icons, and scripts related to the Services. You may not copy, imitate or use any part of the content on our website for commercial purposes without prior written consent.           

We reserve all of our rights in any intellectual property in connection with these Terms. This means, for example, that we remain owners of them and free to use them as we see fit.

Nothing in these terms of use grants you any legal rights in the website, other than as set out in these terms. You agree not to modify or try to circumvent or delete paper or digital copies of any materials you have printed off or downloaded in any way from our website. In addition, you must not use any illustrations, photographs, video or audio sequences or any graphics separately from any accompanying text.

If you print off, copy or download any part of our website in breach of these terms of use, your right to use our website will cease immediately and you must, at our option, return or destroy any copies of the materials you have made.


Trade Marks

Catalystpay.com is a trade mark of Catalystpay Limited. You are not permitted to use it without our approval, unless they are part of material you are using as permitted under Copyrights section of these Terms of Use.


Legal Disclaimer

The content on our website is provided for general information only. The website contents do not constitute legal advice, are not intended to be a substitute for legal advice and should not be relied upon as such. You must obtain professional or specialist advice before taking, or refraining from, any action on the basis of the content on our website. Although we make reasonable efforts to update the information on our website, we make no representations, warranties or guarantees, whether express or implied, that the content on our website is accurate, complete or up to date.


External Links

Where our website contains links to other websites and resources provided by third parties, these links are provided for your information only. Such links should not be interpreted as approval by us of those linked websites or information you may obtain from them. We have no control over the contents of those websites or resources.



We do not exclude or limit in any way our liability to you where it would be unlawful to do so. This includes liability for death or personal injury caused by our negligence or the negligence of our employees, agents or subcontractors and for fraud or fraudulent misrepresentation.

If you are a ‘Business’ user:

  • we exclude all implied conditions, warranties, representations or other terms that may apply to our wesite or any content on it;
  • we will not be liable for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, even if foreseeable, arising under or in connection with:
  • use of, or inability to use, our website; or
  • use of or reliance on any content displayed on our web
  • in particular, we will not be liable for:
  • loss of profits, sales, business, or revenue;
  • business interruption;
  • loss of anticipated savings;
  • loss of business opportunity, goodwill or reputation; or
  • any indirect or consequential loss or damage.

If you are a ‘Personal’ user:

  • please note that we only provide our website for private use. You agree not to use our website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity; and
  • if defective digital content that we have supplied, damages a device or digital content belonging to you and this is caused by our failure to use reasonable care and skill, we will either repair the damage or pay you compensation. However, we will not be liable for damage that you could have avoided by following our technical advice.


Security Disclaimer

You are solely responsible for securing and backing up your content. 

We are not responsible for viruses and you must not introduce them.

We do not guarantee that our website will be secure or free from bugs or viruses.

You are responsible for configuring your information technology, computer programmes and platform to access our website. You should use your own virus protection software.

You must not misuse our website by knowingly introducing viruses, trojans, worms, logic bombs or other material that is malicious or technologically harmful. You must not attempt to gain unauthorised access to our website, the server on which our website is stored or any server, computer or database connected to our website. You must not attack our website via a denial-of-service attack or a distributed denial-of service attack. By breaching this provision, you would commit a criminal offence under the Computer Misuse Act 1990. We will report any such breach to the relevant law enforcement authorities and we will co-operate with those authorities by disclosing your identity to them. In the event of such a breach, your right to use our website will cease immediately.


Applicable Law

These terms of use, their subject matter and their formation (and any non-contractual disputes or claims) are governed by the laws of England and Wales. You agree to the exclusive jurisdiction of the courts of England and Wales.