Secured payment gateway for online merchants | CatalystPay

Payment Gateway

One integration, multiple opportunities

CatalystPay provides а payment gateway and end-to-end platform that manages all of your payment processing needs securely.

Plug and Pay: Easy Payment Gateway Integration

Secure payment processing in just few clicks. Our PCI DSS Level 1 compliant payment gateway offers e-commerce merchants a singular and secure connection to multiple international banking partners and more than 120 supported global and local payment methods, including Alternative Payment Methods like Buy Now, Pay Later and cryptocurrency payments. 

  • Pre-built Integrations

    Save time and effort on building complex integration. Enjoy our pre-built integrations to popular ecommerce plugins like Shopify, Magento, WooCommerce, PrestaShop, Shopware, Opencart and many others.

  • Payment Widget (Copy-&-Pay)

    Use our fully customizable payment widget hosted on a PCI DSS Level 1 compliant server. This option is ideal for SME's looking to reduce their PCI DSS requirements. Learn more about the benefits of Copy-&-Pay integration.
  • Server-to-Server Integration

    Gain the total control over the design of the payments flow for customers. This is ideal for enterprise businesses that are PCI compliant.

    Check out our Resources for Developers
  • Payment Link (Pay by Link)

    Share a payment link through email, SMS, chat, social media, or QR code for instant payments. Payment Links provide a seamless payment experience, ideal for e-commerce merchants expanding their reach across various platforms, physical businesses without POS terminal, and any business streamlining invoicing for faster, cash-flow friendly transactions. Selling made easy with Payment Links. 
    Check out our Resources for Developers
  • One-Click Payment

    One-click payment simplifies the online purchasing process for e-commerce customers. Initially, customers securely input their payment and shipping information, which is stored as "card on file." During subsequent transactions, customers need only click or tap a designated button (e.g., "Buy Now") to complete the purchase. This eliminates the need to re-enter payment details, streamlining the checkout process and making online shopping more convenient and efficient. The stored information is securely encrypted to protect sensitive data, ensuring that the one-click payment method remains secure and user-friendly for consumers. 
    Check out our Resources for Developers
  • Fast Checkout

    Fast checkout is a streamlined process designed for e-commerce customers to expedite their purchase experience. Shoppers can choose between standard checkout or immediate payment (e.g. with Apple Pay) aligning with their preferences. This flexibility streamlines the process and minimizes friction, ultimately reducing cart abandonment and improving conversion rates. With stored data and efficient interfaces, fast checkout method is a great option for e-commerce businesses, simplifying the buying journey and fostering customer satisfaction and loyalty.
    Check out our Resources for Developers

Stay In Control: Payment Processing Analytics & Reporting

From monitoring every single transaction, through reducing fraud and chargebacks, to analyzing data and reviewing reports, the CatalystPay platform gives you full control over the different aspects of your payments strategy.

Built-in Anti-fraud tools

Our full suite of fraud and chargeback prevention products will help protect your business and improve customer satisfaction.

Merchant Portal

Our merchant portal provides you with all transaction data and analytical tools allowing you to take informed decision for business.

Developer API

Our Developers API enables you to create your ideal payment solution in a way that makes sense for your business and customers.

Check out our Resources for Developers
Highest level of compliance and payments security

Keep Payments Safe

As a client-centric company we care about security and personal data privacy because we know this is important for you and your customers. This is why we adhere to the highest security and data privacy standards available in the industry.

 

Frequently Asked Questions

Have questions about Payment Gateway? Find the answers here.

  • What is a Paymet Gateway?

    A payment gateway is a technological platform that facilitates the processing of electronic payments made by customers to merchants for products or services. It functions as an intermediary between the merchant's website or point of sale system and the customer's chosen payment method, which could be a credit or debit card, a digital wallet, a bank account, or alternative payment methods, like Buy Now, Pay Later or cryptocurrecy.
  • What is a Hosted Payment Page (Copy-&-Pay)?

    A Hosted Payment Page (also known as Copy-&-Pay) is a type of payment gateway that allows merchants to process online transactions securely without having to host the payment page on their own website. Instead, the payment page is hosted by the payment gateway provider, who provides a link or a button for the merchant to add to their website or checkout page.
  • What is Payment Card Industry Data Security Standard (PCI DSS)?

    The Payment Card Industry Data Security Standard (PCI DSS) is an information security standard for organizations that handle branded credit cards from the major card schemes. The PCI Standard is mandated by the card brands but administered by the Payment Card Industry Security Standards Council. The standard was created to increase controls around usage of cardholder data to reduce credit card fraud. The PCI Data Security Standard specifies twelve requirements for compliance, organized into six logically related groups called "control objectives". The six groups are:

    • Build and Maintain a Secure Network and Systems
    • Protect Cardholder Data
    • Maintain a Vulnerability Management Program
    • Implement Strong Access Control Measures
    • Regularly Monitor and Test Networks
    • Maintain and Information Security Policy
  • What are the levels of PCI DSS compliance?

    All companies who are subject to PCI DSS standards must be PCI compliant. However, how they prove and report their compliance is based on how many transactions they process per year and how they process those transactions. The acquirer or payment brands may also choose to manually place an organization into a reporting level at their discretion.

    At a high level, the merchant levels are as follows:

    o Level 1 – Over 6 million transactions annually
    o Level 2 – Between 1 and 6 million transactions annually
    o Level 3 – Between 20,000 and 1 million transactions annually (or any e-commerce merchant)
    o Level 4 – Less than 20,000 transactions annually

    Validation of compliance is performed annually or quarterly, by a method suited to the volume of transactions handled:

    • Self-Assessment Questionnaire (SAQ) — smaller volumes
    • External Qualified Security Assessor (QSA) — moderate volumes; involves an Attestation on Compliance (AOC)
    • Firm-specific Internal Security Assessor (ISA) — larger volumes; involves issuing a Report on Compliance (ROC)
  • What is Strong Customer Authentication (SCA)?

    Strong Customer Authentication (SCA) is one of the requirements of Payment Services Directive 2 (PSD2). Its aim is to make online and (contactless) offline payments more secure. It asks merchants to add at least 2 of the following 3 authentication pathways into their online checkout:

    • Ask the customer for information they KNOW ( e.g a password )
    • Something the customer HAS ( e.g a hardware token )
    • Ask the customer to prove who they ARE ( e.g a fingerprint or face ID )
  • What is 3D Secure 1?

    3D Secure, also known as a payer authentication, is a security protocol that helps to prevent fraud in CNP (card not present) payment card transactions. This additional security was initiated and created by Visa and MasterCard and it’s branded as ‘Verified by Visa’ and ‘MasterCard SecureCode’ respectively.

    The payer authentication is a three-part process, so there are three parties involved in the process: the issuer (such as Visa or MasterCard), the acquirer, and the interoperability domain (such as payment system).
  • What is 3D Secure 2?

    3D Secure 2 (3DS2) is the updated security protocol that was formerly 3D Secure 1 (3DS1). Here’s what you need to know:

    • It protects customers shopping online with a credit or debit card
    • It uses a secure three-way authentication process to confirm the buyer’s identity in line with the SCA requirements of the PSD2.
    • It performs as many security checks as possible in the background so the customer gets a smoother shopping experience.
  • What does it mean 99.99% Uptime for a Payment Gateway?

    A 99.99% uptime for a payment gateway means that the service is expected to be operational and available to process transactions for 99.99% of the time, with a maximum allowable downtime of 4.38 minutes per month (or 52.56 minutes per year). This level of uptime is considered to be very high and is often sought after by merchants who rely on uninterrupted payment processing for their business operations.
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